Resources, Tips & Tools
If you are considering homeownership we highly recommend taking a homebuyer education class. Courses typically cover shopping for a home, securing a mortgage loan, how credit works, and locating a realtor and lender. They will prepare households for the responsibility of homeownership and indeed are a prerequisite for many down payment assistance loans. Taking the course may allow you to obtain more favorable loan terms, so please check with your lender.
We recommend eHome America an online home buyer education website, with classes available in English and Spanish, and offering self paced learning. The course fee is $99.00 and a certificate is awarded upon completion.
Financial resources exist for potential homeowners, through County, State and Federal programs, check out the links below for more information.