{"id":140706,"date":"2026-04-27T21:52:27","date_gmt":"2026-04-27T21:52:27","guid":{"rendered":"https:\/\/www.pshhc.org\/?page_id=140706"},"modified":"2026-10-15T15:55:51","modified_gmt":"2026-10-15T22:55:51","slug":"skylight-homes","status":"publish","type":"page","link":"https:\/\/www.pshhc.org\/es\/skylight-homes\/","title":{"rendered":"Casas con tragaluz"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_row-no-padding\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element  bg-image\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"Skylight Homes\" srcset=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes.png 1920w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes-300x169.png 300w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes-1024x576.png 1024w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes-768x432.png 768w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes-1536x864.png 1536w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Homes-18x10.png 18w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 62px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid rental-housing-section vc_row-no-padding vc_row-o-content-middle vc_row-flex\"><div class=\"container wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1782166503696\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element vc_custom_1790373984926\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"358\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Under-Construction-e1790374004135.png\" class=\"vc_single_image-img attachment-full\" alt=\"Skylight Homes logo and a banner saying &#039;Now Under Construction!&#039;.\" title=\"Under Construction!\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1787593113315 container\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\">Skylight Homes is a new, for-purchase 49-home single-family subdivision with 16 homes set aside for farmworker households. Located at 3170 Santa Maria Way in Santa Maria, this neighborhood is nestled in an inviting and desirable area.<\/p>\n<p class=\"cvGsUA direction-ltr align-start para-style-body\">Priced below market rate and surrounded by existing single-family neighborhoods, <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">shopping centers, schools, and community parks, <\/span>Skylight Homes is set to become a welcoming residential community.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n<div tabindex=\"0\" id=\"interactive-banner-1-wrap-3766\" class=\"ult-banner-block ult-adjust-bottom-margin ult-bb-none  banner-style01 \"   style=\"\">\n\t<div class=\" opaque-background\" style=\"background:#242424;\">\n\t\t<div  data-ultimate-target='#interactive-banner-1-wrap-3766 .bb-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"bb-description ult-responsive\" style=\"font-weight:normal;color:#ffffff;\"><\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_row-no-padding\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 62px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div data-vc-full-width=\"true\" data-vc-full-width-temp=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1776964135065 vc_row-has-fill\"><div class=\"swap-on-mobile wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 62px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid swap-on-mobile vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2023\/05\/Skylight-Elevations-2-1024x214.png\"\n\t\t\tclass=\"vc_single_image-wrapper  \"\n\t\tdata-lightbox=\"lightbox[rel-140706-2657044170]\"\t\ttitle=\"Skylight-Elevations\"\n\t>\n\t<img loading=\"lazy\" decoding=\"async\" width=\"680\" height=\"142\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2023\/05\/Skylight-Elevations-2-1024x214.png\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"Skylight-Elevations\" \/><\/a>\n\n\t\t<\/figure>\n\t<\/div>\n<div class=\"wpb_gallery wpb_content_element vc_clearfix wpb_content_element\" ><div class=\"wpb_wrapper\"><div class=\"wpb_gallery_slides wpb_flexslider flexslider_fade flexslider\" data-interval=\"3\" data-flex_fx=\"fade\"><ul class=\"slides\"><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-1-1024x796.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1350\" height=\"1050\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-1.png\" class=\"attachment-full\" alt=\"\" title=\"Skylight Floor Plans - Type 1\" \/><\/a>\n<\/li><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-2-1024x796.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1350\" height=\"1050\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-2.png\" class=\"attachment-full\" alt=\"\" title=\"Skylight Floor Plans - Type 2\" \/><\/a>\n<\/li><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-4-1024x796.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1350\" height=\"1050\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/08\/Skylight-Floor-Plans-Type-4.png\" class=\"attachment-full\" alt=\"\" title=\"Skylight Floor Plans - Type 4\" \/><\/a>\n<\/li><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Rendering-Kitchen-Living-1024x796.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1350\" height=\"1050\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Rendering-Kitchen-Living.png\" class=\"attachment-full\" alt=\"Illustration mock-up of living and dining room\" title=\"Skylight Rendering - Kitchen &amp; Living\" \/><\/a>\n<\/li><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Rendering-Bedroom-Bath-1024x796.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1350\" height=\"1050\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/06\/Skylight-Rendering-Bedroom-Bath.png\" class=\"attachment-full\" alt=\"Illustration mock-up of bedroom\" title=\"Skylight Rendering - Bedroom &amp; Bath\" \/><\/a>\n<\/li><li>\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/6b_PSHH-Skylight-Site-Phasing-Exhibit-9.9.26-1-1024x683.png\"\n\tdata-lightbox=\"lightbox[rel-140706-3993077169]\">\n\t<img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/6b_PSHH-Skylight-Site-Phasing-Exhibit-9.9.26-1-scaled-e1790620354489.png\" class=\"attachment-full\" alt=\"Skylight Homes Sitemap.\" title=\"PSHH Skylight Site Phasing\" \/><\/a>\n<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img loading=\"lazy\" decoding=\"async\" width=\"680\" height=\"128\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/About-Skylight-Homes-1.png\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"About Skylight Homes (1)\" srcset=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/About-Skylight-Homes-1.png 800w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/About-Skylight-Homes-1-300x56.png 300w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/About-Skylight-Homes-1-768x144.png 768w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/About-Skylight-Homes-1-18x3.png 18w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">49 new, for-purchase homes built on an 8.89-acre lot<\/span><\/li>\n<li style=\"text-align: left;\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Includes 16 homes for <a href=\"https:\/\/www.pshhc.org\/skylight-homes\/#1790620916572-41338d67-c674\">agricultural worker households<\/a><\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">3 and 4-bedroom homes ranging from 1,196 to 1,504 square feet living space with:<\/span>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Two car attached garage<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Private driveways<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Private front and backyards<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Energy efficient appliances and solar\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Homeowner\u2019s association will ensure neighborhood green-belt landscaping and maintained roads<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Includes access to pre-purchase and post-purchase homeownership education program<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_empty_space\"   style=\"height: 62px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 62px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t\n<a\n\thref=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/How-to-Own-a-Skylight-Home-1.png\"\n\t\t\tclass=\"vc_single_image-wrapper  \"\n\t\tdata-lightbox=\"lightbox[rel-140706-4265368733]\"\t\ttitle=\"How to Own a Skylight Home (1)\"\n\t>\n\t<img loading=\"lazy\" decoding=\"async\" width=\"680\" height=\"128\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/How-to-Own-a-Skylight-Home-1.png\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"How to Own a Skylight Home (1)\" \/><\/a>\n\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1780349162368\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/1-100x100.png\" width=\"100\" height=\"100\" alt=\"1\" title=\"1\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Sign up for our <a href=\"https:\/\/www.pshhc.org\/interest-list-buy\/\">Interest List<\/a> to stay up to date on next steps and program announcements!<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\" ubtn-ctn-center \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-center ubtn-small \" href=\"https:\/\/www.pshhc.org\/interest-list-buy\/\" title=\"Buy Your Own Home Interest List\" ><button type=\"button\" id=\"ubtn-7404\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-no-hover-bg  none  ubtn-center   tooltip-6adb1c68bb7de\"  data-hover=\"\" data-border-color=\"\" data-bg=\"#BDCEB5\" data-hover-bg=\"\" data-border-hover=\"\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-7404'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border:none;background: #BDCEB5;color: #FFFFFF;\"><span class=\"ubtn-hover\" style=\"background-color:\"><\/span><span class=\"ubtn-data ubtn-text \" >SIGN UP<\/span><\/button><\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/2-100x100.png\" width=\"100\" height=\"100\" alt=\"2\" title=\"2\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><strong><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Attend a mandatory Project Presentation<\/span><\/strong> <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">t<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">o learn <\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">about eligibility, building timelines, and more!<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\" ubtn-ctn-center \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-center ubtn-custom \" href=\"https:\/\/www.pshhc.org\/homeownership-events-calendar\/\" ><button type=\"button\" id=\"ubtn-9447\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-custom ubtn-no-hover-bg  none  ubtn-center   tooltip-6adb1c68bbdbb\"  data-hover=\"\" data-border-color=\"\" data-bg=\"#BDCEB5\" data-hover-bg=\"\" data-border-hover=\"\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-9447'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;width:350px;min-height:40px;padding:0px 0px;border:none;background: #BDCEB5;color: #FFFFFF;\"><span class=\"ubtn-hover\" style=\"background-color:\"><\/span><span class=\"ubtn-data ubtn-text \" >Agricultural Worker Calendar of Events<\/span><\/button><\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element vc_custom_1780349191313\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/3-100x100.png\" width=\"100\" height=\"100\" alt=\"3\" title=\"3\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element vc_custom_1790374160032\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><strong>Meet with our approved lending partners<\/strong> for home loan pre-approval.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1777325506710\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/4-100x100.png\" width=\"100\" height=\"100\" alt=\"4\" title=\"4\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\">Pre-approved eligible agricultural households will be invited to submit an application by December 2026. All other interested and pre-approved households will be invited to submit an application in early 2027.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/5-100x100.png\" width=\"100\" height=\"100\" alt=\"5\" title=\"5\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><strong>A lottery will be held<\/strong> for each phase to determine application processing order. Applications will be reviewed by People&#8217;s Self-Help Housing&#8217;s homeownership team for eligibility and certification.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center wpb_content_element\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper  \"><img decoding=\"async\" class=\"vc_single_image-img \" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/04\/6-100x100.png\" width=\"100\" height=\"100\" alt=\"6\" title=\"6\" loading=\"lazy\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Qualified households will complete their contract and move forward with <strong>home purchase!<\/strong><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid vc_custom_1777325506710\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_border_width_1 vc_sep_pos_align_center vc_separator_no_text wpb_content_element  wpb_content_element\"   style=\"width: 100%;\"><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>If you\u2019re not pre-approved, this is a perfect time to work on your credit &amp; debt:<\/p>\n<ul>\n<li>Watch out for holiday spending<\/li>\n<li>Start a savings goals<\/li>\n<li>Ensure all debt payments are made on time<\/li>\n<li>Dont apply for any new debt or credits<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_border_width_3 vc_sep_pos_align_center vc_separator_no_text wpb_content_element  wpb_content_element\"   style=\"width: 100%;\"><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-top-color:#7F7F7F;\" class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-top-color:#7F7F7F;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2>Frequently Asked Questions<\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_tta-container\" data-vc-action=\"collapseAll\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-color-custom vc_tta-style-classic vc_tta-shape-square vc_tta-o-shape-group vc_tta-controls-align-left vc_tta-o-all-clickable  container\" style=\"--vc-tta-color: #F8F8F8; --vc-tta-color-contrast: #666; --vc-tta-spacing: 0px; --vc-tta-gap: 0px;\"><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel\" id=\"1724972456732-bc4abdd5-da67\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1724972456732-bc4abdd5-da67\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What are the mortgage requirements?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>To be eligible for the mortgage, applicants must:<\/p>\n<ul>\n<li>Be approved for a conventional home loan program<\/li>\n<li>Qualify for a <strong>minimum<\/strong> first mortgage loan of $400,000 through $450,000, with a qualifying home loan payment of no more than 40% (<a href=\"https:\/\/www.pshhc.org\/skylight-homes\/#1790620916362-5cadac1a-5901\">housing ratio<\/a>) and a <a href=\"https:\/\/www.pshhc.org\/skylight-homes\/#1790620916405-55acecad-45be\">total debt ratio<\/a> of more than 50% of the qualifying gross income<\/li>\n<li>Minimum income requirements apply. Buyers will need to qualify with sufficient gross income to support the mortgage payment + their monthly debt.<\/li>\n<li>Be pre-approved prior to the lottery date<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1775146136360-7a076cef-f47b\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1775146136360-7a076cef-f47b\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What are the homeowners association dues?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Homeowners association dues will be approximately $175 per month. (Association involvement is encouraged at any community with a homeowner\u2019s association. Homeowners will be advised of updates on a regular basis.)<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1758212831677-82cf1ccc-f01c\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1758212831677-82cf1ccc-f01c\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What are the requirements for the farmworker designated homes?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>To be eligible for the farmworker designated homes, the applicant must meet the general eligibility requirements and at least one applicant must:<\/p>\n<ul>\n<li>Earn at least 50% of their annual income from agriculture related work<\/li>\n<li>OR be a retired farmworker<\/li>\n<li>OR live with a disability, with prior work as a farmworker<\/li>\n<\/ul>\n<p>Evidence of U.S. citizenship is <strong>not<\/strong> required.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1777327372535-4ffd788c-13fa\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1777327372535-4ffd788c-13fa\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What are the general eligibility requirements?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>The key requirements are:<\/p>\n<ul>\n<li>Applicant is a <a href=\"https:\/\/www.pshhc.org\/skylight-homes\/#1790620916260-6d8dbe52-a783\">first-time homebuyer<\/a> and will live in the home as a primary residence<\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Household has less than 80% of the Santa Barbara County Area Median Income.<\/span><\/span>\n<ul>\n<li>The maximum income limits\u00a0are determined by the <a style=\"background-color: #ffffff;\" href=\"https:\/\/www.hcd.ca.gov\/\" target=\"_blank\" rel=\"noopener\">California Department of Housing and Community Development<\/a>, are updated annually, and are based on the household size. Below are the maximum income limits for Skylight Homes:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><em><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-140858 size-large\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2023\/05\/Maximum-Income-Limits-1-1024x171.png\" alt=\"\" width=\"680\" height=\"82\" \/><\/em><\/p>\n<p><em>*Effective as of 06\/23\/2026<\/em><\/p>\n<ul>\n<li style=\"list-style-type: none;\"><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1736465587529-c82b1595-2b0c\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1736465587529-c82b1595-2b0c\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What are the estimated property taxes?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Property taxes are estimated to be 1.25% of the purchase price of the home.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790375014299-b0b85ddc-bc4f\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790375014299-b0b85ddc-bc4f\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What is the required down payment?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>The minimum down payment is $21,000 of the homebuyer&#8217;s own funds. Gifts are allowed and exceptions may be reviewed on a case by case basis. Households providing sweat equity may be eligible for additional assistance.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1603302191846-0d88dd41-feca\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1603302191846-0d88dd41-feca\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Are there down payment assistance options?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Yes! Down payment assistance programs from third party local organizations will be available for Skylight Homes. Eligibility and qualification for each program will be part of the home loan pre-approval. More information will follow.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1747933003879-82ad9e74-50e4\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1747933003879-82ad9e74-50e4\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">What type of documents will be required during the application process?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>The following documents will be necessary for each household member over the age of 18 years old:<\/p>\n<ul>\n<li>Valid drivers license, state identification card, or passport<\/li>\n<li>Past 30 days of pay stubs<\/li>\n<li>Tax Returns and W2s for 2025, 2024, 2023 tax years<\/li>\n<li>Personal bank, retirement, and investment account statements for the past two months<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1755192260681-29f97bf4-933c\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1755192260681-29f97bf4-933c\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">When will the homes be constructed?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Construction has begun and is projected to finish in spring of 2028.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1607021112597-54c4348f-7629\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1607021112597-54c4348f-7629\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Who are the engineers and architects overseeing the construction?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>The Skylight Homes project partners includes the following organizations:<\/p>\n<ul>\n<li>Owner: People\u2019s Self-Help Housing<\/li>\n<li>Architect: <a href=\"http:\/\/realarchitectsinc.com\/\" target=\"_blank\" rel=\"noopener\">Rea &amp; Luker Architects, Inc<\/a><\/li>\n<li>Civil Engineer: <a href=\"https:\/\/bethelengineering.com\/\" target=\"_blank\" rel=\"noopener\">Bethel Engineering<\/a><\/li>\n<li>Landscape Architect: <a href=\"https:\/\/jbla-slo.com\/\" target=\"_blank\" rel=\"noopener\">Jim Burrows Landscape Architecture<\/a><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_border_width_3 vc_sep_pos_align_center vc_separator_no_text wpb_content_element  wpb_content_element\"   style=\"width: 100%;\"><span class=\"vc_sep_holder vc_sep_holder_l\"><span style=\"border-top-color:#7F7F7F;\" class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span style=\"border-top-color:#7F7F7F;\" class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2>Definitions<\/h2>\n<p><a href=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/10\/Skylight-Homes-Definitions.pdf\" target=\"_blank\" rel=\"noopener\">Download as PDF<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_tta-container\" data-vc-action=\"collapseAll\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-color-custom vc_tta-style-classic vc_tta-shape-square vc_tta-o-shape-group vc_tta-controls-align-left vc_tta-o-all-clickable  container\" style=\"--vc-tta-color: #F8F8F8; --vc-tta-color-contrast: #666; --vc-tta-spacing: 0px; --vc-tta-gap: 0px;\"><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel\" id=\"1790620916572-41338d67-c674\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916572-41338d67-c674\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Agricultural Employment (Farmworker)<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Work that consists of one of the following:<\/span><\/p>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Cultivation and tillage of the soil; <\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The production, cultivation, growing and harvesting of any agricultural or horticultural commodities; <\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The raising of livestock, bees, furbearing animals, or poultry; dairying, forestry, and lumbering operations; <\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Or any work on a farm in conjunction with farming operations, including the delivery and preparation of commodities for market or storage. <\/span><\/li>\n<\/ul>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Agricultural Employment also includes work done by anyone processing an agricultural commodity until it is shipped for distribution.<\/span><\/p>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The Skylight Homes construction subsidy is partially funded by the California Department of Housing and Community Development Joe Serna, Jr. Farmworker Housing Program (FWHG). The definition of a Agricultural Employment\/Agricultural Worker is specified in the 2024 Joe Serna Jr. Farmworker Program Guidelines.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916527-be33a04f-b76f\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916527-be33a04f-b76f\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Agricultural Household<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">An Agricultural Worker(s) and the other people who reside with them.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916613-da48874e-d28c\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916613-da48874e-d28c\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Agricultural Worker<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">An individual who derives a substantial portion of their income from Agricultural Employment. Retired and disabled farmworkers are also included in this definition.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916446-8e67983a-358e\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916446-8e67983a-358e\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Down Payment Assistance<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Refers to programs that help homebuyers cover the upfront costs of purchasing a home, typically through grants, forgivable loans, or low-interest loans. Eligibility for down payment assistance programs varies by location and program but generally includes:<\/span><\/p>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Being a first-time homebuyer or not having owned a home in the past three (+) years.<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Meeting income limits<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Completing a homebuyer education course<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916260-6d8dbe52-a783\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916260-6d8dbe52-a783\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">First-Time Homebuyer<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">You have not owned a home as a principal place of residence within the last three (3) years<\/span><\/p>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">State law allows for certain exceptions to the three-year requirement, as described in the definition of a First-Time Homebuyer in California Code of Regulations, Title 25 Section 7151:<\/span><\/p>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">A displaced homemaker who, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse. A displaced homemaker is an adult who has not, within the preceding two years, worked on a full-time basis as a member of the labor force for a consecutive twelve-month period and who has been unemployed or underemployed, experienced difficulty in obtaining or upgrading employment and worked primarily without remuneration to care for his or her home and family;<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">A single parent who, while married, owned a home with his or her spouse or resided in a home owned by a spouse. A single parent is an individual who is unmarried or legally separated from a spouse and has one or more minor children for whom the individual has custody or joint custody or is pregnant; or<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">An individual or individuals who owns or owned, as a principal residence during the three-year period before the purchase of a home with Program Funds, a dwelling unit whose structure is:<\/span>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Not permanently affixed to a permanent foundation in accordance with local or state regulations; or<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Not in compliance with state, local or model building codes and cannot be brought into compliance with such codes for less than the cost of constructing a permanent structure.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916362-5cadac1a-5901\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916362-5cadac1a-5901\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Housing Ratio<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The percentage of an applicant\u2019s monthly income that goes toward the housing costs. This includes mortgage payments, property taxes, homeowners insurance, and other related expenses.\u00a0<\/span><\/p>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"> Lenders use this number to decide if you can afford your home without overstretching your budget.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-141725 size-full\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-1.png\" alt=\"Housing Ratio Formula\" width=\"478\" height=\"83\" srcset=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-1.png 478w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-1-300x52.png 300w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-1-18x3.png 18w\" sizes=\"auto, (max-width: 478px) 100vw, 478px\" \/><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916487-406bd5b8-0d65\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916487-406bd5b8-0d65\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Income Certification<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The formal process of verifying and documenting an applicant&#8217;s declared income to confirm it meets the program&#8217;s eligibility requirements.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916296-0491207b-a16f\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916296-0491207b-a16f\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Maximum Household Income<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The most money a household can earn in while still qualifying for Skylight Homes. The amount is informed by the county\u2019s Area Median Income (AMI) and is adjusted by number of people in the household.<\/span><\/p>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Some Skylight Homes are designated for \u201clow-income households\u201d and some are designated for \u201cmoderate-income households\u201d.<\/span> <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The maximum household income for these groups are defined as:<\/span><\/p>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Low-Income: no more than 80% of the Santa Barbara County AMI<\/span><\/li>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Moderate-Income: no more than 120% of the Santa Barbara County AMI<\/span><\/li>\n<\/ul>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Household income and size<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"> must be certified during the application process. The combined income of all members of the household (18 years old or older, living in the home) must be included. To be considered a member of the household, individuals must be either:<\/span><\/p>\n<ul>\n<li class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">On the title and loan of the home.<\/span><\/li>\n<li class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Claimed as a dependent on the tax returns of the household member who will appear on the title<\/span>\n<ul>\n<li class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">A<\/span><span class=\"a_GcMg text-decoration-none text-strikethrough-none font-feature-liga-off font-feature-clig-off font-feature-calt-off\"> spouse is not a dependent; they must be on the title and loan of the property<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Any other household member 18 years of age or older earning an income<\/span><\/li>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">E<\/span><span class=\"a_GcMg text-decoration-none text-strikethrough-none font-feature-liga-off font-feature-clig-off font-feature-calt-off\">arnings of full-time students are exempted<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">2026 maximum household income limits for Santa Barbara County are shown below. This year\u2019s income limits are the same for 80% and 120% due to high countywide cost adjustments.<\/span><\/p>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><em><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-141724 size-full\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG.png\" alt=\"2026 AMIs for Skylight Homes\" width=\"690\" height=\"126\" srcset=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG.png 690w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-300x55.png 300w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-18x3.png 18w\" sizes=\"auto, (max-width: 690px) 100vw, 690px\" \/><\/span><\/em><\/p>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><em><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Area Median Incomes are published annually by the U.S. Department of Housing and Urban Development and are adopted by the California Department of Housing and Community Development (HCD).<\/span><\/em><\/p>\n<p class=\"cvGsUA block-font-kerning-normal block-font-feature-liga-off block-font-feature-clig-off block-font-feature-calt-off direction-ltr align-start\"><em><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The limits above were published on May 26, 2026, and updated on June 23, 2026. These income levels reflect the State Hold Harmless Policy of not lowering maximum income levels based on a decline in the Area Median Income. New limits will be published in 2027.<\/span><\/em><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916320-caf570dd-f4f7\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916320-caf570dd-f4f7\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Subsidy<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">A financial benefit provided by a government or organization with the goal of lowering production costs, keeping consumer prices affordable, or encouraging specific social and economic activities.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1790620916405-55acecad-45be\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-right\"><a href=\"#1790620916405-55acecad-45be\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Total Debt Ratio<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-chevron\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The percentage of your gross monthly income that goes towards paying all recurring debt obligations. This includes mortgage or rent, loans, and credit card minimums. <\/span><\/p>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Lenders use this ratio to decide whether you can manage additional debt.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-141726 size-full\" src=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-2.png\" alt=\"Total Debt Ratio Definition\" width=\"478\" height=\"92\" srcset=\"https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-2.png 478w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-2-300x58.png 300w, https:\/\/www.pshhc.org\/wp-content\/uploads\/2026\/09\/Skylight-Homes-Definitions_ENG-2-18x3.png 18w\" sizes=\"auto, (max-width: 478px) 100vw, 478px\" \/><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Skylight Homes es una nueva urbanizaci\u00f3n de 49 viviendas unifamiliares en venta, de las cuales 16 est\u00e1n reservadas para familias de trabajadores agr\u00edcolas. Ubicada en 3170 Santa Maria Way en Santa Maria, esta urbanizaci\u00f3n se encuentra enclavada en...  <a class=\"excerpt-read-more\" href=\"https:\/\/www.pshhc.org\/es\/skylight-homes\/\" title=\"Lea sobre Skylight Homes\">Leer m\u00e1s &quot;<\/a>","protected":false},"author":1105,"featured_media":140873,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-wide.php","meta":{"_acf_changed":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-140706","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Skylight Homes - People&#039;s Self-Help Housing<\/title>\n<meta name=\"description\" content=\"Skylight Homes is a new, for-purchase 49-home single-family subdivision with 16 homes set aside for farmworker households. 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