Build Your Own Home
For over 50 years, People’s Self-Help Housing has brought the stability and wealth-building opportunities of home ownership to the Central Coast. Over 1,200 homes later, we are still helping families realize the American Dream.
People’s Self-Help Housing secures land and then find groups of families to build their homes together. This amazing program leverages the time, effort, and sweat-equity of neighbors working alongside each other to transform their hard work into the investment of a lifetime. Used in lieu of a cash down payment, and with the help of an affordable mortgage, this collective effort creates a sense of pride and longlasting connections.
Although each county has different income qualifications, below is an example of the general eligibility requirements:
• SLO County Maximum income limits:
– 1 to 4 person household – $87,500
– 5 or more person household – $115,500
• Commitment to work 40+ hours a week to building your home
• Borrower must be a U.S. Citizen or Permanent Resident
• Annual income at least $48,000, good credit and rental history
For additional assistance, please contact us at homeownership@pshhc.org.
Investment of a Lifetime
Current and Future Home Ownership Neighborhoods:
